Money in a low-interest account can feel safe, but prices keep rising while the interest barely moves. This tool shows what your savings could really buy in the future, so you can see the quiet cost of leaving them where they are.
If mortgage rates have dropped since you took yours out, switching could save you real money. Enter your balance, your current rate and a rate you’ve been offered to see two options: a lower monthly payment, or the same payment with your mortgage paid off sooner.

Money Foundations
Money Foundations is a trading name of Nienhuis Financial Coaching, business name number 682083, registered in Ireland. Fully insured for 1:1 coaching, presentations, and group workshops.
Money Foundations provides financial coaching and education, not regulated financial advice. Edwin Nienhuis holds a Professional Diploma in Financial Advice (QFA), which informs the coaching, but does not act in an advisory capacity through this service, does not recommend specific financial products, investments, or pension decisions, and does not receive commission from any provider. If you need advice of that kind, please consult a Central Bank of Ireland-authorised advisor.